MMA est un groupe d’assurance mutuelle, multispécialiste, qui s’adresse à la fois aux particuliers, aux professionnels, aux entreprises, aux collectivités et aux associations. Il compte plus de 13 000 collaborateurs, 1 500 agents généraux et 2000 points de vente en charge de la relation client. MMA est le 3ème réseau d’agents généraux en biens et responsabilités avec plus de 3 millions de clients.
Adif Epargne
Le contrat d'assurance-vie ADIF-EPARGNE est un contrat d'assurance-vie collectif de type MonoSupport. Ce contrat d’assurance vie est géré par l’assureur MMA et est distribué par ADIF. La performance du fond euro Fonds en euros - ADIF-EPARGNE a été en 2009 de 4%.
Adif Epargne est un contrat d'assurance vie en euros, sans risques.
Versements minimums :
- A la souscription : 100 €
- Versements programmés : 50 € / mois , 150 € / trimestre
Les frais :
- Sur versements : 4,50 %
- De gestion du fond en euros : 0,58 %
Adif Optimum
Une offre multigestionnaire avec des fonds globalement bien notés par Morningstar. Un fonds euros qui affiche des rendements sur 1, 3 et 5 ans supérieurs à la moyenne. De nombreuses options de gestion sont accessibles dont certaines gratuitement. Des frais réduits sur les 12 premiers arbitrages annuels (0.5 %, au-delà possible hausse des frais jusqu'à 1 %). Une garantie décès plancher est proposée en inclusion.
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